Terms of Use

Effective Date: 12/19/2024

Welcome to the Barnes Insurance Services Inc website (the “Site”). By accessing or using this Site, you agree to comply with and be bound by the following terms and conditions (“Terms of Use”). Please read these Terms of Use carefully. If you do not agree with any part of these Terms, do not use the Site.

1. Acceptance of Terms

Your use of this Site constitutes your acceptance of these Terms of Use, as well as our Privacy Policy. These Terms may be updated periodically, and it is your responsibility to review them for changes. Continued use of the Site signifies your acceptance of any updates.

2. Use of the Site

You agree to use this Site for lawful purposes only. You are prohibited from:

• Using the Site in a way that violates any applicable law or regulation
• Interfering with or disrupting the Site’s functionality
• Attempting to gain unauthorized access to the Site, its servers, or data
• Transmitting harmful code, viruses, or other disruptive technologies

3. Intellectual Property

All content on this Site, including text, images, logos, and designs, is the property of Barnes Insurance Services Inc or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or display any content from the Site without prior written consent from Barnes Insurance Services Inc.

4. Disclaimer of Warranties

The Site and its content are provided “as is” and “as available” without any warranties, express or implied. Barnes Insurance Services Inc does not guarantee:

• The accuracy, completeness, or reliability of any information on the Site
• That the Site will be free from errors, viruses, or interruptions

Your use of the Site is at your own risk.

5. Limitation of Liability

To the fullest extent permitted by law, Barnes Insurance Services Inc shall not be liable for any damages, including direct, indirect, incidental, or consequential damages, arising from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.

6. Links to Third-Party Websites

The Site may contain links to third-party websites for your convenience. Barnes Insurance Services Inc does not endorse or assume responsibility for the content, products, or services of any linked websites. Accessing these third-party sites is at your own risk.

7. User Submissions

If you submit any information, including personal details, feedback, or inquiries through the Site, you represent that the information is accurate and does not violate any third-party rights. Barnes Insurance Services Inc reserves the right to use any submitted information for business purposes in accordance with our Privacy Policy.

8. Indemnification

You agree to indemnify, defend, and hold harmless Barnes Insurance Services Inc, its affiliates, employees, and agents from any claims, damages, or expenses (including legal fees) arising from your use of the Site or violation of these Terms of Use.

9. Termination

Barnes Insurance Services Inc reserves the right to terminate or restrict your access to the Site at its sole discretion, without notice, for any reason, including violation of these Terms of Use.

10. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts located in Pennsylvania.

11. Contact Information

If you have any questions about these Terms of Use, please contact us:

Barnes Insurance Services Inc
1708 PA-116, Spring Grove, PA 17362
Phone: 717-578-3884
Email: info@barnesinsuranceservices.com